Fidelity 401k Contribution Limits 2025. The roth 401 (k) contribution limit for 2025 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions. The internal revenue service (irs) announced 2025 adjustments for retirement plan contribution limits.

The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. There’s also a $7,500 catch.